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Thank You to Our Titanium Members



BanksFinancial Services

About Us

Banks are intertwined in people’s lives, integral to their communities and have the resources to create change. At FNBO, we are a force for good in the world. In every action we take, from a teller greeting a customer to our leadership formulating the next step for our company, we strive to do the right thing.

We’re independent and family-owned, and focused on the long view instead of the next quarter. It’s been our recipe for success for generations.


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Rep/Contact Info

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Sean Cratty
Director-Illinois Branch Banking
  • Phone: (224) 241-8819
Kent Jones
Mary Luberda
Asst Branch Manager
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Ric Zydorowicz
Branch Manager